The AI Coverage Gap: What Businesses Don’t Know Can Hurt Them
We’re excited to share Part 2 of the Metz Lewis AI Insights Series, continuing our look at the legal and business issues emerging as artificial intelligence becomes increasingly integrated into everyday operations.
In “The AI Coverage Gap: What Businesses Don’t Know Can Hurt Them,” Barry Friedman of Metz Lewis and James Buldas of Henderson Brothers examine an important question for businesses adopting AI: Will your existing insurance coverage respond when something goes wrong?
AI-related losses are not necessarily uninsured simply because AI is involved. Depending on the nature of the claim, coverage may potentially fall under commercial general liability, errors and omissions, cyber, employment practices, directors and officers, crime, or other policies. At the same time, new AI-specific exclusions and limitations are beginning to change the insurance landscape.
Barry and James explore these evolving coverage issues through practical business scenarios and explain why organizations should consider AI risk across their entire insurance program rather than treating it solely as a cyber or technology issue.
Read Part 2 of the AI Insights Series here.
And watch for Part 3, where Barry and James will examine emerging AI-specific insurance options and practical steps businesses can take now to identify and address potential coverage gaps.
About the AI Insights Series
The Metz Lewis AI Insights Series provides practical legal guidance for businesses navigating artificial intelligence and emerging technologies. Written by attorneys across the firm’s technology-related practices, the series explores the legal issues surrounding innovation, intellectual property, data privacy, cybersecurity, technology transactions, governance, and emerging technologies.
